Facebook Payment Feature

No more additional application on your phone in order to pay debts or send money to friends, families and relatives. Thanks to the newest feature of Facebook. Payment feature for Facebook Messenger allows user to send money by connecting your Visa or Master card. Tap on the $ button to send money to a person. This feature is available on IOS, Android and on the desktop with no additional fees. Initially, it would roll out in the US and in upcoming months to other parts of the world.

No Dependency

Previously, when it comes to payment one word comes to our mind “PAYPAL” but with the help of payment feature for Facebook Messenger Facebook has made its own platform. Transaction taking place with the help of this would be encrypted and they are kept in a secured environment different from the normal network environment. With this feature the other payment competitors in P2P like Google Wallet, Venmo, PAYPAL and others need to re-think again for any innovative actions. 

As per Facebook’s product manager for the feature added words that they are not building this payment feature for their business purpose, it is provided absolutely free. They just want the messenger feature to be more useful, delightful and ease for the users.

How this feature works?

Once the messenger is updated user would be able to see the $ sign on the messenger window where the user types text. 

• Tap on the $ sign
• Facebook would ask you to enter debit/credit card details
• For additional security IOS user can set a Touch ID and other users can set a passcode for the same.
• Now fill the transferable amount
• Select person and hit the pay.

Facebook would not hold money but generally few days time is needed for the payment procedure to take place. Both the users would get a confirmation message about the status of transfer funds. Facebook would improve the time taken to transfer funds between users and make it instantly soon. There is also a payment history where user can see the history till date.

We hope that this feature is stable and if the time is lessened for the receiver to receive funds more users would use this feature for sure.  

Also see.. Yahoo says "No to remember password".. Read this.

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Thank You YAHOO!!

For every online account you manage it’s difficult to remember password. Whether it is social network, banking, insurance or personal mail passwords are always being difficult to remember. For some of accounts like banking and insurance password should be string which should mandatorily follow some pre defined pattern, including special character and other stuff. Thus it becomes headache to memorize such passwords. Hence thank you for Yahoo password authentication.

Yahoo has come up with a solution in order to help users making it easy to login into its email services. Yahoo does not want it user to enter traditional password, and password managers like LastPass would help you to remember pass codes. But yahoo does not even want its user to have one in the initial phase.

So what has YAHOO introduced?

User would get a mobile code to gain access to their account. This code is specifically generated for that account only and it is unique. Every time the user login the code would change. Hackers would no longer be able to hack password as the user has Smartphone and code is delivered on it only.  It is like two factor authentication; in simple words lock your door with double lock. Google has also offered similar kind of authentication, user needs to enter password first then user would get a code to log in into mail account. It means for Google sign in user needs to remember password. Yahoo differs because there is no permanent password you get password on demand.

Yahoo has technically thought of one-factor authentication but it would be a challenge to keep service secure. Last year there was serious issue because hackers were able to steal username and passwords. Yahoo lately but with innovative way helped user to connect easily without remembering passwords. We hope this technique would encourage other mail services to make their services secure also with help of one-factor authentication.

Microsoft to launch Cortana for IOS and Android. Read this.

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Cortana for IOS and Android

Good news for Android and IOS user that Microsoft is developing its digital assistant Cortana for IOS and android platform as a standalone application. Previously it was working for Microsoft OS based phones now it is confirmed that this standalone app would work on other mobile OS also. As we know currently Microsoft is building up Windows 10 which would debut by the end of this year. We expect the same date to roll out standalone app Cortana.

According to sources with an interview with Reuters, Eric Horvitz, Managing director of Microsoft revealed out that company is all set to have a bigger roll out of Cortana at end of this year. The technology which would read and understand mail would be the next big thing of Cortana; currently the developers are working on this. As per the sources there are no more details on the codename project Einstein, only bit of information revealed is it would pull data from AI (artificial Intelligence). For many Smartphone users who use IOS they are already used to SIRI so it’s not surprising for them to have Cortana. Android users are also used to Google now app so hopes from both platform users over Cortana would be sky-scraping. Let’s see how well Cortana can perform for the top mobile OS platforms.

Windows 10 would surely have Cortana with improved features. Let’s make out if Microsoft can prove its standalone Cortana app for Android and IOS users. 

Every mobile platform has their own assistant such as SIRI for IOS, Google Now for Android and Cortana for Windows. By the end of this year as per Microsoft we can expect to have Cortana for Android and IOS.

Heard about Apple Watch?.. Read this..

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Apple Watch

Most awaited and innovated product of Apple, Apple watch finally arrives on April 24. So is this really a gadget that would compete the giants of smart watch such as Samsung and Sony or is it having same features as those gadgets has.

More about Apple Watch.

COMPATIBILITY

• It is compatible with iPhone5, 5S, 5C, 6, 6Plus. Users who are using 4s it’s very disappointing for them. IOS version should be 8.2 which has been rolled out recently by Apple.
• In IOS 8.2 user can see Apple Watch app is being added and this would help you to customize and pair your watch with the iPhone.
• Battery life of Apple Watch is up to 18 hours so when you sleep do charge up your watch along with the iPhone. To charge simply snap the magnetic circular charger to right.
• In order to scroll, zoom or navigate on the screen use the top left button in the shape of a crown.  

FUNCTION

• Notification is the vital part of Apple watch, no need to see your phone just check on your watch to read an email, message or you want to respond to a call. 
• If you press display screen pre-set responses would be shown and you can send those as per your needs.
• To enter a control center, swipe from the bottom of the screen on apple watch to see glances on the screen. You would see icons of maps, music, weather etc.
• For E-mails its simple, just read on your wrist if it is important flag it, if from advertisement trash it.
• If you are fitness freak just taps two fingers on the Apple watch heart monitor would read your heart beat and you can also share it with your friends.
• Let your friends know where you are, Apple watch would send your location to them.
• For US citizens pay easily with Apple Pay
• Apps such as Instagram, Twitter, Wechat, Shazam, Nike+Running and many more can be launched from Apple watch.
• To use Siri you need to raise your wrist and say “Hey Siri” and it would work same like the iPhone.

TRACKING ACTIVITIES

• It uses GPS and WiFi for iPhone to measure distance. It features with built in heart monitor and accelerometer.
• When you update to IOS8.2 an App in phone of Apple watch would be installed and data would be collected and shown on your iPhone.
• Apple Watch would guide for your goals and also congratulate you when you accomplished them.
• If you are working for long hours smart Apple Watch would buzz you get up and walk around.

COST

• Five colors are available in blue, green, pink, white and black. It would approximately cost you 349$ for the sport variant and 399$ for other variants.
• You can choose leather straps and customize your watch, but you need to pay heavy for the same.
• Currently the costliest Apple watch is about 10,000$ made of 18-karat GOLD.

WHERE TO BUY?

• It would arrive in Canada, Hong Kong, Germany, France, China, U.K., U.S, Japan on 24th April. Well Indian users no date is being announced.
• Buy it from an official Apple store or from Apple.com.
• Let’s hope Apple Watch to give tough fight to Pebble and Samsung Gear. Later but finally Apple also entered into the world of wearable gadgets. Count days and give your wrist the brand Apple on April 24.

Using IOS 8, use it in efficient way... Read this